• Home
• |
• Contact Us
• |
• Sitemap

• About Us 
• |
• Your Cash Offer 
• |
• Request Brochure 
• |
• No Fees No Fuss

SELL AND RENT BACK - how we can help you

Sell and rent back - Release equity and rent your home back from us

We tailor the sell and rent back scheme to suit your needs, providing you with a short-term or long-term rental solution if you prefer. By doing this you can sell without moving anywhere and can free up money at the same time for other purposes, whilst paying a standard market rent for your house.

In a repossession the lender only gives you back any equity leftover after they have recovered all of their costs and fees from the auction sale of your property. If there is a shortfall (which in many cases there still are) then they will continue to charge you to recover their costs and so you are still kept in debt! You can stop this cycle immediately by coming to us! We clear your debts and you can stay in your own home!

Sell and rent back - Buy back when your situation improves

If you are experiencing short-term financial difficulties, you can sell and rent back your home and also retain the option to buy-back. At the time of selling your house we agree a fair price that you can buy the house back from us at, in the future. That way you can stay in your house and free money tied up in it, and still keep the right to buy it back when your situation improves.

Sell and rent back - Solve problems with a quick sale of your home

We offer a service that can work as fast as you want it to. If you need to sell and rent back very quickly (for example a pressing need for funds or to halt repossession) we can tailor our service to your timescales. Should you desperately need it, we can provide funds in less than seven days.

Sell and rent back - We pay all the fees

Capital Homebuyers do not charge any fees for any inspection or valuation, or for buying your house, and we even pay up to £500 your legal fees. You don't need to make any payments to us at all to make use of our services.

Sell and rent back - The Tenancy Agreement

By law you must be issued with a tenancy agreement which we provide.

If you wish to remain in the property on a short-term basis, then a 6-month Assured Shorthold Tenancy (AST) for this period will normally suffice. However, if you wish to stay as a tenant on a longer-term basis we offer a longer term tenancy commitment if that's what you need, which is renewed every year.

Please note that all tenancies are subject to you meeting the terms of the agreement. Most importantly, should you default on rental payments you will be in breach of the tenancy.

Regardless of the length of the tenancy you can terminate the tenancy at any time, should you wish. This is important because your circumstances could change and you won't be bound by any lengthy contract.

Your new landlords (Capital Homebuyers) stay committed to the tenancy agreement and as such will never enter your property without your permission unless in an emergency or in the event you are vacating.

Sell and rent back - FREQUENTLY ASKED QUESTIONS

We hope the answers below answer your questions. If there's anything else you'd like to ask us simply call us free on 0800 634 7383 (lines open 24-hours a day).

Sell and rent back your home - Why sell and rent back?

There are many reasons why our clients choose to sell and rent back. Some are in mortgage arrears or facing financial difficulties and the only way they see to sort this out is to sell their home quickly. Moving could mean major upheaval for the whole family, with parents in some cases having to change jobs and the kids needing to change schools, which makes matters worse.

Debts aren't the only reason people choose to rent back; some are simply fed up of faceless lending institutions, some have had the experience of repossession and don't want to go through it again, some see it as a way to release cash tied up in their property without the hassle of the rip-off equity release schemes found elsewhere and without the hassle of having to relocate somewhere else, and others simply like the flexibility that a sell and rent back offers.

Sell and rent back your home - Are there any costs involved?

No, not at all. There are no costs such as legal or agency fees. We will however, retain part of your payment as a deposit. Like any rented property you'll receive this back when you leave the property or buy it back, minus any cost for any damages that may occur.

Sell and rent back your home - How much is the rent?

Your rent will compare exactly to market rates based on similar types of property in your local area. The opinions are taken from 3 local letting agents local to your property as to the current market rent for your house..

Sell and rent back property - Will you now be my landlord? What are your terms and conditions?

Our contracts are based on a standard tenancy agreement (AST), and all terms and conditions will be clearly explained to you when we make our offer. We are up-front and honest; there are absolutely no hidden catches or costs. Remember, if you are unsure about any legal wording you can get your own solicitor to look over the agreement should you need to.

Sell and rent back - Can I buy back my property?

Yes. We can agree a fixed-price for you to buy your property back. If your financial situation improves and you're able to buy your home back, we will be more than happy to help you do this.

Sell and rent back your home - How will my rent be collected?

We'll collect your rent via a method you're comfortable with - generally: giro, direct debit, cheque. We act with honesty and discretion at all times. We ensure that all dealings between us are kept strictly private and confidential.

What are the disadvantages of selling and renting back?

For some the one disadvantage to selling and renting back is not feeling like you own your own home any more. You won't be the legal owners. However some people would say that if you had a mortgage on your property you didn't own it anyway; the bank did!

Of course, if you do own your own home and keep up the repayments at some point you could own it free and clear and all growth or equity is yours. This is not the case with a rental arrangement.

However, you will be able to continue to treat the property just like you did when it was your own home; usually you can decorate as you wish and make improvements to the property. Many tenants expect to be there for a very long time and want to feel 'at home' - and we're happy with that!

You do not even need to tell your friends, neighbours and family about your situation. Your dealings with us are discreet and confidential; no one will know anything about the arrangement unless you tell them.

Sell and rent back your home - How long will it take?

We usually complete the whole purchase of your property in as little as a few weeks; sooner if required.

Our past clients often remark how smoothly everything goes through. One minute they are wondering what to do next, and then they contact Capital Homebuyers and just a couple of weeks later it's all sorted.

It's doesn't come as a surprise to hear our clients mention to us 'I wish I had done this sooner.'

To sell and rent back - Do I need a solicitor?

Yes. It is always advised to seek independent legal advice from a solicitor before selling your home. This will also ensure a speedy sale.

Capital Homebuyers - What if I am already facing repossession?

Don't worry, Capital Homebuyers can save the day and stop repossession from happening!

We can arrange to clear your arrears within a matter of just a few days; even the same day if required. This usually results in repossession proceedings being stopped allowing the sale to proceed at a less stressful pace.

If you need to attend court or need assistance with the legal paperwork a dedicated partner from Capital Homebuyers will assist you and attend court with you if required. We can also deal directly with your lenders to take the pressure off you.

The most important thing to remember is that time is often of the essence with debts and repossessions. The sooner you contact us the sooner we can take action and the better chance we have of stopping repossession, which means no more worries or sleepless nights. Call us today!

Capital Homebuyers will tailor the sell and rent back scheme to suit you, providing a short term sell and rent back solution or a long term sell and rent back solution, giving you the option. When you sell and rent back your property, Capital Homebuyers will give you the option to buy back your property, once your situation improves. Capital Homebuyers can provide a quick house sale and a quick property sale to help solve problems. The reason you would sell and rent back your home, house or any other property is to help you in your situation, whether It be you are in financial difficulty or need the cash quick. (London, Essex, Uk).